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# of Forms 1-20 21-150 151-500 501-1000 1000+
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What is IRS Form 1099-R?

Unlike form 5498 which is used to report contributions to individual retirement accounts, Form 1099-R is used to report distributions from retirement accounts such as annuities, profit-sharing plans, retirement plans, IRAs, insurance contracts, or pensions. Organizations must send Form 1099-R to any individual who receives a distribution of $10 or more during the calendar year.

Form 1099-R includes important information about the distribution, such as:

  • The name and address of the organization making the distribution
  • The recipient's name and address
  • The type of distribution (e.g., early withdrawal, required minimum distribution, etc.)
  • The total amount of the distribution
  • Any taxable amount of the distribution
  • Any federal or state income tax withheld from the distribution

When would you need to file a IRS Form 1099-R?

  • Profit-sharing or retirement plans.
  • Individual retirement arrangements (IRAs).
  • Annuities, pensions, insurance contracts, or survivor income benefit plans.
  • Permanent and total disability payments under life insurance contracts.
  • Charitable gift annuities and similar arrangements.

You Should file Form 1099-R to report death benefit payments made by employers that are not part of the retirement plan, annuity, etc.

For more informaiton about IRS Form 1099-R visit IRS official website www.irs.gov

1099-R Deadline and Important Dates

With Tax1099.com, you can schedule the date that your forms are transmitted to the IRS. Scheduling your forms gives you time between when we email/USPS your forms to vendors and when we send the forms to the IRS. This is useful because your vendors may have edits to make. You can make those changes in Tax1099 before the scheduled date at no extra charge. We automatically schedule your IRS eFile transmission at a week away from when you submit, or by the deadline. You can edit this date to match your preference.

Filing Type Due Date
Recipient Copy Friday - January 31, 2025
IRS eFile Monday - March 31, 2025
IRS Paper Filing Friday - Feb 28, 2025

1099-R eFile Info

eFile Your Tax with Tax1099

Electronically-filed 1099-R Forms are Directly Transmitted to the IRS from Tax1099.

You will receive IRS acknowledgement of your eFile by email within 3 - 7 business days.

1099-R eFile Service Pricing

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# of Forms 1-20 21-150 151-500 501-1000 1000+
Pricing Tier / Form $ 2.90 $ 2.19 $ 1.25 $ 0.65 Get a Quote

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The CFSFP Combined Federal State Filing Program allows parts of your federal eFile to be transmitted to the state at no extra charge. Non-participating states must receive a direct file. Learn more about state filing here.

1099-R Electronic FIling Requirements

  • Payer information: Your name, address, and Employer Identification Number (EIN) .
  • Payee information: The recipient's name, address, and Social Security number
  • Distribution information: The type of distribution, the total amount of the distribution, any taxable amount of the distribution, and any federal income tax withheld from the distribution

1099-R state Filing Requirements

Alabama Arizona Arkansas California Colorado
Connecticut Delaware Georgia Hawaii Idaho
Illinois Indiana Iowa Kansas Kentucky
louisiana Maine Maryland Massachusetts Michigan
Minnesota Mississippi Montana Nebraska New Jersey
New Mexico North Carolina North Dakota Ohio Oregon
Pennsylvania Rhode Island South Carolina Utah Vermont
West Virginia Wisconsin Dist of Columbia