Looking for an efficient way to file 1095-C online? IRS approved Tax1099 allows you to
eFile your 1095-C with security and ease, all online. IRS Form 1095-C is used for reporting
information to the IRS and to taxpayers about individuals not covered by the minimum
essential healthcare coverage.
Tax1099 offers Affordable Care Act Forms 1095-B and 1095-C,
for reporting information to the IRS and to taxpayers about individuals not
covered by the minimum essential healthcare coverage.
Usecase: Any person who provides minimum essential healthcare coverage to an
individual must file an information return reporting the individual’s coverage
Form 1095-C
The health care law defines that employers must offer health insurance to
their workers. The law refers to them as “applicable large employers,” or
ALEs.
Every employee of an ALE who is eligible for insurance coverage should
receive a 1095-C. Eligible employees who decline to participate in their
employer’s health plan will still receive a 1095-C.
The form identifies:
The employee and the employer
Which months during the year the employee was eligible for coverage and
the cost of the cheapest monthly premium the employee could have paid
under the plan
If an ALE does not offer its employees insurance, the 1095-C will
indicate that fact. ALEs that don't offer coverage may be subject to
financial penalties.
When would you need to file a 1095-C?
Employers with 50 or more full-time
employees (including full-time equivalent employees) in the previous year use
Forms 1094-C and 1095-C to report the information required under sections 6055
and 6056 about offers of health coverage and enrollment in health coverage for
their employees
An ALE Member must file one or more Forms 1094-C (including a Form
1094-C designated as the Authoritative Transmittal, whether or not filing
multiple Forms 1094-C), and must file a Form 1095-C for each employee who was a
full-time employee of the ALE Member for any month of the calendar year.
Generally, the ALE Member is required to furnish a copy of the Form 1095-C (or a
substitute form) to the employee.
1095-C Decision Process
How many FTE (full-time equivalent, defined as working 30 or more hours per week)
employees do you have?
How many PT employees do you have?
Choose the timeframe to calculate FT equivalency for your PT employees?
Enter the average hours worked by part-time employees
Total Full-Time Equivalent (FTE) :
Fully insured and less than 50 FTE = no reporting requirement
Fully insured and 50 FTE or more = 1095-C (Parts 1 and 2 only)
Self-insured and less than 50 FTE = 1095-B
Self-insured and 50 FTE or more = 1095-C (all parts)
Disclaimer: This calculator is not intended as tax advice. Consult
your HR Specialist to confirm the results.
1095-C Deadline and Important Dates
With Tax1099.com, we automatically schedule your IRS eFile transmission date for
the eFile deadline. That allows you to make changes to forms after creating them
for your employees and before sending them to the IRS, without the need to issue
corrected forms – all at no additional cost for the eFile update. You may also
change the scheduled date to occur earlier than the deadline if you prefer.
*Read more on Pricing below
The CFSFP Combined Federal State Filing Program allows parts of your federal eFile to be transmitted to the state at no extra charge. Non-participating states must receive a direct file. Learn more about state filing here.
Resource Center
If you’re looking for more information
about the ACA regulations, reporting requirements, or IRS information on the
ACA, please check the links below: